Money locks at signing.It moves only on delivery.

Funds lock when the agreement is signed and release automatically on verified performance, milestone by milestone.

One agreement. Many milestones.Each one settles on its own.

01
Agree

Terms and milestones set.

02
Lock

Funds committed to the agreement.

03
Deliver

Work or goods delivered.

04
Verify

Checked against the terms.

Release

Paid out, to wallet or fiat.

If verification is disputed

The money stays locked while the dispute runs. Nobody can pull it back.

A

Dispute raised

Either side proposes a split, 0 to 100%.

B

Parties settle

Most disputes close with no mediator.

C

AI arbitration

Only when needed. The ruling is final.

Once funded, no one can pull the money back. It moves only on verified performance or a ruling.

Rules both sides seefrom day one.

No unilateral exit

Committed means committed

Once funded, no one can pull the money back.

Per milestone

Each stage settles alone

One agreement, many milestones. Each settles on its own.

Proportional

Not all or nothing

Disputes resolve as a split from 0 to 100%.

Most disputes closewithout a mediator.

Either side can propose a split. If the parties can't agree, AI arbitration rules, and the ruling is final.

Every step, from proposal to ruling, is recorded as an auditable on-chain trail.

Milestone 2 · Delivery to port
Dispute opened · funds stay locked
In dispute
8,500.00 USDC
Delivery evidence2 filesSubmitted
Proposed split70 / 30Proposed
AI arbitrationif neededFinal

Ready-made smart agreements,for every business flow.

General

General Smart Agreement

Any deal between two parties, structured by milestones.

Release · on verified completion

Supply chain

Suppliers & sub-contractors

Vendor and sub-contractor payments, domestic and cross-border.

Release · on proof of delivery

Workforce

Global payroll

Pay employees and contractors worldwide from one funding source.

Release · on verified work period

Next on the platform

Commissions & referralsPurchase orders & trade financeReal estate & constructionLicensing & royaltiesM&A holdbacks

What people askbefore their first agreement.

Who holds the funds?

Not Portafino, and neither party on its own. Funds are committed under the agreement's rules, with payments, custody and conversion handled by licensed partners. Release happens only on verified performance or a ruling.

What if the other side never confirms?

The money stays locked. Either side can propose a split from 0 to 100%, and if the parties can't agree, AI arbitration rules. The ruling is final.

Can either side cancel?

Before the milestone is funded, yes. Once funds are locked, no one can pull the money back. Changes need both sides or a ruling.

Which currencies are supported?

Fund from fiat through a licensed on-ramp partner, or from an existing stablecoin balance. Settlement runs on chain in USDC, USDT, EURC or BILS.

Do recipients need a crypto wallet?

No. Recipients sign in with a passkey and can be paid to a Portafino wallet or a bank account. They never manage a seed phrase or a private key.

The safest, most complete and most innovative way to use stablecoins.Anywhere in the world.

Earn The Trust.